How to improve personal finance?

[ricardopeterson]

This year, I am 26 years old. I have been working for 4 years. I don't save a lot of money and I always find myself short of money. But don't know how to improve the situation. Can you give me some advice?

[MartinArmstrong]

Develop a personal budget or spending plan. A personal budget is an important financial tool because it can help you:

Plan for expenses
Reduce or eliminate expenses
Save for future goals
Spend wisely
Plan for emergencies
Prioritize spending and saving


Read this:

https://www.investopedia.com/articles/p ... health.asp

Then actually do it! There are no short cuts.